You selected the Wells Fargo Active Cash® Card. This card combines a 2% flat rate with the easiest welcome bonus to earn. Here’s the full breakdown.
💰 How You Earn Cashback
No categories. No limits. No rotating bonuses to track. Just a simple, flat 2% on everything.
🎁 Welcome Bonus Details
Earn $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
👍 Pros & Cons
- 2% on everything — matches best flat rates
- No annual fee
- Easiest welcome bonus ($500 spend)
- 0% intro APR on purchases AND balance transfers
- Cell phone protection included
- No minimum redemption amount
- 3% foreign transaction fee
- Shorter intro APR (12 months vs 15-18)
- Requires good credit (670+)
- No bonus categories
📋 Who Can Apply
Income: Regular income required
Citizenship: U.S. citizen or permanent resident
Age: 18+
💵 How to Redeem Your Cashback
Your cash rewards can be redeemed:
- Statement credit — apply directly to your balance
- Direct deposit — to your Wells Fargo checking/savings
- ATM withdrawal — at any Wells Fargo ATM
- Gift cards — various retailers available
No minimum redemption amount required.
Ready to Apply?
Application takes about 5 minutes. Most applicants get an instant decision.
Andrew Brooks is a qualified writer and researcher with experience producing clear, trustworthy content on topics such as personal finance, lifestyle optimization, consumer insights, productivity, and informed decision-making. With an approachable yet professional tone, he focuses on turning complex information into practical, easy-to-understand guidance that helps readers make smarter choices with confidence.